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Credit Analyst in Troy, MI at North American Bancard

Date Posted: 8/8/2019

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    Troy, MI
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    8/8/2019
  • Job ID:
    1736/1514/8125

Job Description

 

CREDIT ANALYST - NORTH AMERICAN BANCARD - TROY, MI


North American Bancard is looking for a Credit Analyst is to review, analyze and make consistent decisions and recommendations for merchant applications within company policies and guidelines. The ideal candidate has experience in commercial underwriting and has the ability to work in a fast-paced, deadline-driven environment.

 

Responsibilities:

  • Conduct commercial credit application reviews; make verbal and written recommendations to management for merchant applications.
  • Analyze a wide variety of merchant applications in varying of business types in both a card-present and card-not-present processing environments.
  • Review, analyze, and decision applications based on individual and business documentation received from multiple sources for the purpose of making sound underwriting decisions within the analyst’s credit authority.
  • Review, analyze, and decision Agent applications.
  • Communicate effectively with merchants, sales representatives, internal departments, and management as necessary.
  • Review and make recommendations to department policies and procedures based on changing industry trends or process adjustments.
  • Additional underwriting-based tasks as assigned.

 

 

 

Job Requirements

Requirements:

  • High School Diploma or equivalent required. Bachelor’s Degree in Business or Finance preferred.
  • Minimum one year experience in a commercial underwriting environment or analyzing financial data.
  • Strong analytical and organizational skills.
  • Strong oral and written communication skills.
  • Experience with internet research strongly preferred.
  • Experience reviewing and analyzing individual and business credit reports.
  • Must be a team-oriented individual with willingness to work with all levels of applicants with a positive attitude.
  • Flexibility required to work extended shifts at the request of management.
  • Ability to work in a diverse environment with changing priorities
  • Strong attention to detail.

 

Additional Information:

Shift hours: 7:00 am - 4:00 pm with flexibility to work overtime as needed.

 

GET TO KNOW NORTH AMERICAN BANCARD

North American Bancard helps businesses prosper through smarter commerce for all and we're committed to building the next generation of payment technologies and experiences. More than 250,000 satisfied merchants trust us to process more than $34 billion worth of transactions every single year. Propelled by cutting-edge technology, user-friendly products and features, and the best customer service in the business, we continue to innovate to satisfy our clients and their customers.

 

 

At North American Bancard, we celebrate diversity and create an inclusive environment for everyone. We are an equal opportunity employer.

 

Pay grade for internal applicant use: #25

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